Finance Options

Interest Free Credit – (0 % APR Fixed)

Simply divide the loan amount by the term of the agreement and this will be your repayment amount for the entirety of the agreement. No interest or fees are payable with this option.

Available on loan values of £500 – £6500 with a total of 18 monthly payments.

Deferred Repayment – 3 months (10.9% APR Fixed)

This option allows you a 3-month payment holiday from the date of completion. If you pay the outstanding balance in full before 3 months has elapsed plus a £29 settlement fee, no interest will be charged. If, after 3 months, this is not convenient, you can pay in 60, 120 or 177 monthly instalments at 10.9% APR Representative.

Deferred for 3 months from the date of completion – £29 settlement fee applies if the loan is repaid in full during the deferral period and no interest will be paid. If the loan is not settled in full within the deferral period, then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full.

Representative Examples

Please click the drop down boxes to view our different Representative Examples. Please don’t hesitate to get in touch with us if you have any questions or would like further information on our finance options.

3 months Deferred Repayment – 60 Months – 10.9% APR Fixed

3 Months Deferred Repayment – 120 Months – 10.9% APR Fixed

3 Months Deferred Repayment – 177 Months – 10.9% APR Fixed

* Credit is subject to application and status

Minimum spend and eligibility criteria applies. Subject to application, financial circumstances and borrowing history,

REPRESENTATIVE EXAMPLE
Cash price	£8,000.00
Deposit	£400.00
Amount Of Credit	£7,600.00
Interest Rate	10.9% p.a. fixed
Representative APR	10.9%
Duration Of Agreement	63 months – including a 3 month deferral period
60 Monthly Payments Of	£165.79
Total Amount Payable	£10,347.40
Settlement Fee	£29.00

REPRESENTATIVE EXAMPLE
Cash price	£8,000.00
Deposit	£400.00
Amount Of Credit	£7,600.00
Interest Rate	10.9% p.a. fixed
Representative APR	10.9%
Duration Of Agreement	123 months – including a 3 month deferral period
120 Monthly Payments Of	£103.87
Total Amount Payable	£12,864.40
Settlement Fee	£29.00

REPRESENTATIVE EXAMPLE
Cash price	£8,000.00
Deposit	£400.00
Amount Of Credit	£7,600.00
Interest Rate	10.9% p.a. fixed
Representative APR	10.9%
Duration Of Agreement	180 months – including a 3 month deferral period
177 Monthly Payments Of	£85.56
Total Amount Payable	£15,544.12
Settlement Fee	£29.00

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Finance Options

Interest Free Credit – (0 % APR Fixed)

Deferred Repayment – 3 months (10.9% APR Fixed)

Representative Examples

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